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Insurance Documents

ACORD 28

Also known as: Evidence of Commercial Property Insurance

An evidence-of-property form used for builders risk and commercial property coverage, distinct from the ACORD 25 liability certificate.

The ACORD 28, Evidence of Commercial Property Insurance, documents property coverage such as builders risk on a project. Where the ACORD 25 proves liability coverage, the 28 proves the structure, materials, and equipment are insured against physical loss.

GCs running ground-up or major renovation work often collect an ACORD 28 alongside liability certificates so the project's property exposures are covered, not just third-party injury and damage claims.

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