CoiLoop
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Comparison

CoiLoop vs Avetta

The lightweight COI tracker for general contractors who do not need a full prequalification network charging their subs to register.

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Avetta is a large contractor prequalification and supply-chain risk platform with broad reach across construction, retail, property management, and industrial work. Like ISNetworld, it bundles COI verification into a wider qualification process that also covers EMR letters, OSHA logs, and other compliance records.

That breadth is useful for an enterprise managing a large, mixed supplier base, but it is a lot to take on, and to pay for, if you simply need to keep subcontractor insurance in order. Subcontractors generally pay Avetta a per-client annual registration fee, often in the hundreds of dollars, which can become a real source of friction with the trades you want to hire.

CoiLoop stays narrow on purpose. It collects COIs and W-9s through a no-login link, AI reads each certificate, and it warns you before coverage expires. It is free to start, your subs never pay to upload, and you are the one in control of approvals.

CoiLoop vs Avetta, side by side

FeatureCoiLoopAvetta
Focused on COI and W-9 trackingFull prequalification suite
Free for subs to upload (no membership fee)Subs pay per-client annual fee
Free plan for the GC
Built for small-to-midsize building GCsEnterprise supply chains
Subs upload with no loginSubs register with Avetta
AI reads each certificateManaged review
Time to first tracked sub~10 minutesNetwork onboarding
Safety, EMR, and OSHA prequalification

Why GCs pick CoiLoop

  • Your subs upload for free instead of paying a per-client registration fee to a prequalification network.
  • Narrow by design: COI and W-9 tracking without the overhead of full supplier qualification.
  • Free to start and GC-controlled, rather than priced for enterprise supply-chain risk management.
  • AI reads each certificate and you approve, with setup in minutes, not a rollout.

Where Avetta may fit better

We would rather be honest than oversell. Avetta can be the better choice when:

  • You manage a large, mixed supplier base across multiple industries and sites.
  • You need full prequalification and supply-chain risk data, not just insurance certificates.
  • You want a managed network with credentialed review and broad enterprise reporting.

Frequently asked questions

How is CoiLoop different from Avetta?

CoiLoop is focused only on collecting and tracking subcontractor COIs and W-9s for general contractors. Avetta is a broad prequalification and supply-chain risk platform that includes COI verification among many other checks. If insurance tracking is your real need, CoiLoop is the lighter, lower-cost option.

Will my subcontractors have to pay for CoiLoop?

No. Subs upload their documents for free through a no-login link. There are no per-client registration fees passed to your subs, which avoids the cost and pushback that network-based platforms can create.

Does CoiLoop replace full prequalification?

No. CoiLoop tracks COIs and W-9s and lets your team approve each certificate. It does not handle safety scores, EMR, OSHA logs, or financial prequalification. For full supplier qualification, a platform like Avetta does more, at a higher cost and complexity.

See it on your own subs in ten minutes

CoiLoop collects COIs and W-9s through no-login links, uses AI to read each certificate and check limits, endorsements, and dates against your requirements, and warns you before anything expires. Free to start, no demo required.

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Compare other tools

Comparison based on publicly available information as of June 2026. Product details and pricing for other vendors can change; check their sites for the latest. CoiLoop organizes documents and reminders and does not provide insurance advice or certify coverage.