CoiLoop
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Comparison

CoiLoop vs myCOI

The simpler myCOI alternative for general contractors who want self-serve setup, not a 200-certificate onboarding.

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myCOI is one of the oldest names in certificate-of-insurance tracking, in market since 2009, with a managed review team and an established mid-market footprint. If you are a 500-vendor company with a dedicated risk department that wants to outsource certificate review to an expert team, myCOI is a serious option.

But most general contractors are not that company. They run 5 to 100 active subs off the side of a desk, and they feel the pain right now: the email chase, retyping ACORD forms, and policies expiring quietly. For them, myCOI's roughly 200-certificate minimum to onboard, its required vendor logins, and review turnaround measured in days create friction before any value shows up.

CoiLoop is built for that GC. Subs upload through a no-login magic link, AI prefills each certificate review, and your team can start on a free plan without a demo call.

CoiLoop vs myCOI, side by side

FeatureCoiLoopmyCOI
Built specifically for general contractorsBroader mid-market vendor compliance
Free plan to start
Transparent self-serve pricingDemo / quote required
Minimum certificate count to onboardNone~200 COI minimum
Subs upload with no login
AI reads each certificate (dates, limits, named insured)AI plus managed review
Getting startedSelf-serveOnboarding project
Certificate review turnaroundInstant AI prefill, you approveManaged review, often days
You make the final approve / reject call

Why GCs pick CoiLoop

  • No minimums and a free tier, so a 12-sub GC can start today instead of waiting until they hit 200 certificates.
  • No-login magic links get subs to actually upload, which is where vendor-portal tools lose collection rates.
  • AI prefills each COI review, so you confirm instead of retyping ACORD forms.
  • Self-serve setup with no sales call, implementation project, or annual contract required to start.

Where myCOI may fit better

We would rather be honest than oversell. myCOI can be the better choice when:

  • You manage 500-plus vendors and have a dedicated risk or compliance team.
  • You specifically want to outsource certificate review to a managed human team rather than confirm AI yourself.
  • You need deep, long-standing enterprise integrations and reporting built up over 15-plus years in market.

Frequently asked questions

Is CoiLoop a real alternative to myCOI for a small GC?

Yes. CoiLoop is built for general contractors tracking 5 to 100 subcontractors. There is no certificate minimum, there is a free plan, and setup is self-serve without a demo. myCOI is aimed more at larger mid-market companies with a managed review service.

Do my subcontractors need a login like myCOI's vendor portal?

No. CoiLoop sends a private magic link by text or email. Subs open it on their phone and upload their COI and W-9, no account, no portal, no password. That removes the biggest reason collection stalls.

How does pricing compare?

CoiLoop publishes its pricing and has a free tier, so you can see exactly what you pay before signing up. myCOI pricing is quote-based and generally requires a demo, and the platform typically expects a larger certificate volume.

Does CoiLoop verify coverage directly with carriers?

No, and we are upfront about that. CoiLoop collects, AI-reads, and tracks the certificates your subs provide, and your team approves each one. It does not contact carriers to verify policies in real time.

See it on your own subcontractor workflow

CoiLoop collects COIs and W-9s through no-login links, uses AI to read each certificate and check limits, endorsements, and dates against your requirements, and warns you before anything expires. Free to start, no demo required.

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Compare other tools

Comparison based on publicly available information as of June 2026. Product details and pricing for other vendors can change; check their sites for the latest. CoiLoop organizes documents and reminders and does not provide insurance advice or certify coverage.